Two products. One mission: faster HUD decisions.

KimmyMae offers:

1. KimmyMae AI — HUD Readiness Suite

Tools that evaluate underwriting the way HUD will.

2. Mudzie — Real-Time HUD & GNMA Rate Intelligence

Tools that show how the market will affect sizing and DSCR during HUD's review.

KimmyMae AI: Your MAP-compliance engine

KimmyMae AI analyzes your package against:

MAP Guide

HUD underwriting principles

Mortgagee Letters

Common screen-out triggers

Real-world HUD reviewer logic

Lenders use KimmyMae AI to:

  • Submit cleaner applications
  • Catch issues before HUD does
  • Respond to deficiencies in minutes, not days
  • Communicate clearly with HUD closers and counsel

All within a private, per-lender AI tenant.

KimmyMae AI Modules (Full Detail)

MODULE 1

Submission Readiness

Checks Section 1, exhibits, and underwriting data against MAP compliance.

Outputs:
  • Pass/fail per exhibit with MAP citations
  • Missing/expired items
  • Risk flags
  • Desk-review summary
  • HUD-Readiness Score
MODULE 2

Concept Package Triage

Helps Production decide if a concept is meeting-ready.

Outputs:
  • Summaries & metrics
  • Waiver detection
  • Desk-review vs. meeting with rationale
  • Directed-mailbox email draft
MODULE 3

Deficiency Response Builder

Converts HUD's redlines into polished responses.

Outputs:
  • Numbered response drafts
  • Narrative revision suggestions
  • Exhibit checklist generation
  • MAP citation support for each cure
MODULE 4

Closing Escalation Assistant

Drafts concise, respectful follow-ups to HUD and OGC that maintain relationships.

Outputs:
  • Professional follow-up drafts
  • Resolved vs. outstanding item recaps
  • Closing checklist anchoring
  • Relationship-preserving tone

Mudzie: The market companion for HUD underwriters

Mudzie helps lenders size deals correctly while HUD is reviewing the application.

  • Predict DSCR and loan proceeds under rate volatility
  • Track live Treasury and swap rates
  • Monitor GNMA spreads
  • Estimate all-in coupons
  • Give borrowers realistic expectations
  • Prepare committees with clean, visual data

Used during:

Pre-app sizing

Full app preparation

HUD review

Pre-commitment financial discussions

Real-Time Intelligence

Stay ahead of market movements and make confident sizing decisions while HUD reviews your submission.

Security & Data Privacy

Private, encrypted, and built for regulated lenders

Isolated vector database per lender

No pooled data

No public model training

All deal data stays with your company

Built using fintech & healthcare privacy standards

Enterprise-Grade Security

Your data is protected with the same standards used by financial institutions and healthcare organizations. Every lender operates in a completely isolated environment.

Schedule a product walkthrough

See how KimmyMae AI and Mudzie can transform your HUD underwriting workflow.

Request WalkthroughView Pricing